Live on Arc Testnet · Mainnet Summer 2026

The business layer on Arc.

Stablecoin infrastructure for finance teams. Pay, invoice, and reconcile in seconds — not days.

Powered byCircle · Built onArc Network · Non-custodial · Open-source contracts
Built for
Finance & Treasury
DAOs & Protocols
Freelancers & Agencies
Developers & Builders
Use cases

Built for the work your team actually does.

Three jobs, each one end to end — nothing to integrate, nothing to wire together.

Pay your team

Send payroll to global contractors in stablecoins. No bank wires, no settlement delays, no FX losses.

01Import recipient list with wallets
02Set USDC or EURC amounts per row
03Send up to 500 payments in one tx
Open multisender

Get paid

Accept stablecoin payments from clients via shareable Pay Links and professional PDF invoices.

01Create a Pay Link or invoice
02Share it with your client by email
03Recipient gets the full amount · 0.15% fee paid by sender
Open Pay Links

Manage treasury

Swap, bridge, and reconcile stablecoin balances with full transaction history and CSV export.

01Swap between USDC and EURC
02Bridge across chains via Circle CCTP
03Export transactions to CSV for accounting
Open history
Compare

How a $1,000 international payment compares.

Cost and speed reported by each provider for a standard cross-border B2B payment.

Provider Fee on $1,000 Settlement FX markup Weekend
Bank wire (SWIFT) $25 – $50 2 – 5 days 1 – 3% Not available
Wise ~$6.50 Minutes – hours ~0.5% Limited
Revolut Business $3 – $5 Minutes – hours 0.3 – 1% Limited
PayPal $35 – $50 Minutes 3 – 4% Available
ArcFX $1.50 < 1 second Market rate 24 / 7
Figures are illustrative public benchmarks for typical B2B cross-border payments. Final cost on each provider varies.
For developers

Real contracts. Real on-chain settlement.

Smart contracts deployed on Arc Testnet — all on-chain activity is readable on ArcScan, and the contract source is open. A security audit is scheduled before mainnet. REST API and webhooks for programmatic access ship with the Enterprise tier.

Contract · Payments
ArcFXPayments
0xc37D88f17573f13F7A27D33a502f5f1fB7D545D3
View on ArcScan
Contract · Multisender
ArcFXMultisender
0xF7aeb369bB50b7d9E2DDe7d3aC386B5ed6e71398
View on ArcScan
Enterprise · coming soon
REST API, webhooks, and programmatic invoice management. $99/month. Request access →
Arc Ecosystem

Built alongside the Arc network.

ArcFX is one of the first live products on Arc, building alongside the lending, FX, and payments projects arriving at mainnet.

ArcFX
ArcFX
Business toolkit
🏰
Tower Exchange
DEX aggregator
🔷
Morpho
Lending
📡
Radius
P2P payments
💧
Arcflow
Payments app
Pricing

Usage-based. No subscriptions for the core tools.

Free
Individuals & small teams
0.15%
Per outbound payment
$99 / mo
API + webhooks
See full pricing

Start sending in under a minute.

No signup, no contracts, no minimums. Connect a wallet and send your first payment.

Launch ArcFX